Like everything in life, planning for your financial future is a process that must be carried out to help you have a retirement you can look forward to. Retirement planning can help you remain financially independent beyond your working years and allow you to just rest and relax in peace.

The MeraSahara plan provides you a smart solution to save wisely today and have a happy retirement.
 

MeraSahara - Retirement Saving Plan
   
Investment Fund NJI Life Managed Fund or Meesaq Fund or Capital Value Fund
Minimum/Maximum Age at Entry 18 - 65 Years
Available Term Range 10 - 47 Years
Minimum Annual Premium PKR 24,000
Unit Allocation as % of Basic Plan Premium Year 1 - 30%
Year 2 - 80%
Year 3 - 90%
Year 4 & 5 - 100%
Year 6 & Onwards - 103%
Ad-hoc - 100%
Sum Assured on Death Sum Assured with flexible cover multiple from 1 to 10 with maximum Sum Assured will be capped at 2 million
Premium Payment Mode Annual, Semi-Annual, Quarterly or Monthly
Partial Withdrawal Allowed anytime after completion of two (2) years, subject to a minimum of PKR 24,000 remaining in the fund.
Policy Surrender Option Allowed, after two annual premiums are received
Ad hoc Premium (Interim Fund Injections) Allowed anytime during a policy year
Maturity Benefit Cash Value as Lump Sum or Pension for Life
(Annual, Semi-Annual, Quarterly or Monthly)

To enroll in MeraSahara the process is simple either visit an Atlas Bank branch near you or call our 24 hour contact center at 0800 24 365 and one of our relationship managers would be happy to visit you.

 



 

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